Complete your project today!
With one of our diverse pay over time options
As low as 0% APR available!
Compare all pay over time options
As low as 0% APR available with Affirm
Interest-free⁴ options from 2 to 24 months
Payment Options
Pay over time in 3 interest-free payments or 3/6/12/18/24/36 monthly instalmentsAffirm is a form of credit
Frequently Asked Questions
Pay Over Time Details
⁴Affirm:
{BOLD_⁴Affirm:}
Wayfair Stores Limited is authorised and regulated by the Financial Conduct Authority (FCA Firm Reference Number: 758280) and acts as a credit broker and is not a lender, offering regulated credit products provided exclusively by Affirm U.K. Limited. Credit subject to credit check. Terms apply. U.K. residents only, 18 and over. Wayfair (UK) Limited, 338 Goswell Road, Level 4, Angel House, London, UK EC1V 7LQ.
Affirm U.K. Limited provides consumer credit products and is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 756087). Company number 10199101, with its registered Office at C/O TMF Group, 1 Angel Court, 13th Floor, London, EC2R 7HJ. Affirm is the trading name of Affirm U.K. Limited.
⁵Klarna:
{BOLD_⁵Klarna:}
Wayfair Stores Limited [Wayfair House, Tuam Road, Galway, H91 W260H 9 1 W 2 6 0, IRELAND] is authorised and regulated by the Financial Conduct Authority (FCA FRN 758280) and acts as a credit intermediary, not a lender, offering credit products provided exclusively by Klarna Financial Services UK Limited. [Pay in 3 instalments] and [Pay in 30 days] agreements are not regulated by the FCA. Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs, and late fees. {LINK_KlarnaTerms}.
⁶Clearpay:
{BOLD_⁶Clearpay:}
Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it's still unpaid 7 days later. Late fees are capped at £6 for orders under £24, and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at {LINK_ClearpayTerms}.